Wednesday, August 29, 2012

New measures to end hidden charges

New measures to end hidden charges
http://bit.ly/MBFa5v
Many people will have been ripped off at some point by hidden online charges while booking a holiday, premium rate helplines when returning a purchase or disproportionate and often unexpected charges for paying with credit or debit cards. "The Consumer Rights Directive will put an end to certain bad business practices... - Source

Guaranteed Rental | Our Greatest Team get London parade

Guaranteed Rental | Our Greatest Team get London parade
http://bit.ly/NHYDms
A parade will be held for all of the British athletes who take part in the London 2012 Olympics and Paralympics, it has been announced. The parade, a celebration of British success called Our Greatest Team, will travel from Mansion House in the City of London through to central London on September 10. Team GB have enjoyed their most successful Olympic Games since 1908 with third place in the medal table and 62 medals, including 28 golds, going in to today’s final day of competition. ParalympicsGB is geared up to try to improve on its success at the Beijing 2008 Games when the team came home with 42 golds and second place in the medal table for the third successive Paralympics. The London 2012 Paralympics run from August 29 to September 9. Andy Hunt, Team GB’s chef de mission and the British Olympic Association chief executive, believes the parade will also act as a thank you from the 541 Britons who competed at the Olympics to the very vocal sports fans. He said: “This unprecedented success was helped by the huge impact of the passionate vocal support of the home crowd, who encouraged Team GB’s athletes to achieve their personal best in the venues.

Private Sector Leasing | What are the tax implications of renting from my girlfriend's mother?

Private Sector Leasing | What are the tax implications of renting from my girlfriend's mother?
http://bit.ly/PdlDWe
However, the amount of rent over that annual figure, which in your case will be £550 (ie £400 x 12 minus £4,250), will be taxable and will have to be declared by your girlfriend's mother to her tax office. A As you will essentially be a lodger in the home of... - Source A If you do the transfer yourself, by filling in forms AP1, TR1 and ID1 from the Land Registry, the only cost involved will be its fee, which ranges from £50 to £920 depending on the value of the property. If by transferring your share of the property to your wife... - Source Sir Terence Conran spearheads housing design competition This article appeared on p12 of the Main section section of the Guardian on Tuesday 21 August 2012. The designer Sir Terence Conran will launch a government competition on Wednesday to get more people to help design new housing in their local areas. The... - Source

Cheap Letting Agent | Property clinic: What can we do about our noisy neighbours?

Cheap Letting Agent | Property clinic: What can we do about our noisy neighbours?
http://bit.ly/Mm4mfU
It feels as if summer has arrived. Danny Revitt and Clare Rant, experts in property litigation issues at Irwin Mitchell, examine some of the problems that can arise at home when spending more time outdoors. My next-door neighbour has been having friends around most nights for barbecues and garden parties. They make so much noise that we can barely hear ourselves think. We’ve tried to talk to them about the issue, but they ignore us. Is there anything we can do? John, Sheffield Noise nuisance problems are common but their impact cannot be underestimated. As well as being seriously stressful, they can put a strain on neighbourly relations. We would urge that legal action is the last resort. Going down that route can mean the problem quickly escalates into a full-blown dispute. Discussion should always be the preferred solution, even if relations seem to be at breaking point. Almost anything is preferable to awkwardness or hostility with those who live near you. However, if your neighbour is simply no longer listening and the noise remains intolerable, you may have little choice but to consider the more extreme alternatives. While it may be possible to take action for what is known as private nuisance, it is much better to speak to your local council. Their environmental health experts will be able to investigate any complaint and – if appropriate – issue a notice that will require the neighbour to stop. If the neighbours do not act following this action they may then face criminal sanctions, which will no doubt make them sit up and take notice. My husband and I have been trying to tidy up our back garden, but we’ve struggled because our lazy neighbour’s plants and trees are growing over and through the fencing. Do we need to talk to him before trimming these back? Teresa, Norwich In short, you are within your rights to cut back any branches that grow over the legal boundary of your property. Legal technicalities mean you should pass the cuttings back to your neighbour. We would always urge a strong level of caution in relation to this whole issue. People are surprised by how many serious disputes can arise from something as simple as cutting down branches. For the sake of keeping all parties happy, you should ensure that they have no problems with your plan. Also bear in mind that some trees can be protected, for example if they are situated in a conservation area or have the benefit of tree preservation orders. It might be worth checking these provisions and ensuring that the offending trees are not affected by them before getting the shears out. I live in a block of flats and often sit out in space I share with other long leaseholders. The area is in real disrepair, but our landlord refuses to act. Can we force him to sort it out? Mark, Chelmsford Unfortunately there is no easy solution to this sort of situation. The wording of your lease is vital. It will set out the landlord’s obligations. Before taking any action, you will need to be sure of his responsibilities. In certain limited circumstances there may also be implied obligations to repair. Assuming the landlord is obliged to carry out repairs, you then need to ensure you have given him full details of the problems. If he still fails to carry out the necessary works after such notice, you would be entitled to take court action. There are various remedies you could consider, including an action for specific performance. This is an order requiring the landlord to complete the work. But this is not straightforward and success is not guaranteed. The process can be both time-consuming and expensive. I was given a tree as a gift, but it has outgrown its pot and urgently needs to be planted. I have a long lease of a ground-floor flat, which is part of an old house with a garden. Do I need permission from a landlord in order to do this? Ana, Brighton To start with, you should check your lease to ascertain what rights you have over the garden. In some buildings divided into flats, landlords may not let the garden to any of the leaseholders. In that situation, leaseholders may either have no right to use the garden at all or – more usually – will only be granted rights of access over the land. If this is the case, then you will not strictly be entitled to plant the tree. Alternatively, the garden may have been let to one of the leaseholders. It is not uncommon for the garden to be let to the leaseholder of the ground-floor flat. If that is the case, you will be fine to go ahead and plant the tree. If your lease does not permit you to plant the tree it may be worth speaking to the landlord, or the leaseholder with the garden. They may let you plant it anyway, even though you don’t technically have the right. Before planting, you should think carefully about the location. Roots can cause damage to properties by penetrating the building or its foundations. Are you affected by difficult neighbours and want legal advice? Telegraph Legal Services is provided by the leading UK law firm Irwin Mitchell – experts in property disputes. For more information and discounted rates call 0800 085 0749 or visit telegraph.co.uk/legalservices View the original article here

Guaranteed Rental | One in 10 tenants barred from changing energy supplier

Guaranteed Rental | One in 10 tenants barred from changing energy supplier
http://bit.ly/Mm4mfU
A rental contract is allowed to stipulate that tenants ask a landlord before switching energy supplier, but it cannot refuse permission to switch altogether. Landlords can, however, add specific requirements into an assured shorthold tenancy (AST) contract concerning changing utility providers, especially where switching supplier could result in alterations to the... - Source Nevertheless, the Olympics have tested the contingency procedures of London organisations, and in doing so offer charities all over the UK lessons in business continuity. 1) Remote working offers benefits to charities, and 45% of respondents were offered the chance to work remotely during the Olympics. Paulette Elliott, managing director of... - Source Mike Jones, chairman of the Local Government Association's environment and housing boards, said: "Any strategy to boost the number of new rental homes should not come at the expense of new affordable housing, and councils will in consultation with their residents always seek to ensure a suitable balance between the need... - Source

Cheap Letting Agent | Property clinic: What can we do about our noisy neighbours?

Cheap Letting Agent | Property clinic: What can we do about our noisy neighbours?
http://bit.ly/PseSPj
My next-door neighbour has been having friends around most nights for barbecues and garden parties. They make so much noise that we can barely hear ourselves think. We’ve tried to talk to them about the issue, but they ignore us. Is there anything we can do? John, Sheffield Noise nuisance problems are common but their impact cannot be underestimated. As well as being seriously stressful, they can put a strain on neighbourly relations. We would urge that legal action is the last resort. Going down that route can mean the problem quickly escalates into a full-blown dispute. Discussion should always be the preferred solution, even if relations seem to be at breaking point. Almost anything is preferable to awkwardness or hostility with those who live near you. However, if your neighbour is simply no longer listening and the noise remains intolerable, you may have little choice but to consider the more extreme alternatives. While it may be possible to take action for what is known as private nuisance, it is much better to speak to your local council. Their environmental health experts will be able to investigate any complaint and – if appropriate – issue a notice that will require the neighbour to stop. If the neighbours do not act following this action they may then face criminal sanctions, which will no doubt make them sit up and take notice.

Property Management | Join the Knightbridge set for £50k

Property Management | Join the Knightbridge set for £50k
http://bit.ly/PGsF6s
Property prices in central London will keep going up by a gravity-defying 8-9 per cent per year, with just the odd bout of volatility, making bricks and mortar around Kensington and Knightsbridge probably the best asset class on earth. Millions will disagree. London property is hugely over-inflated, with an undeserved global “safe haven” status during the crisis, and is ripe for a fall. I have no idea which view is correct. But Naomi Heaton, who runs London Central Portfolio, made an astonishingly prescient prediction during the dark days of 2009 after the UK —-banks were largely nationalised and the doomsayers were in full force. At the 2009 launch of LCP’s Recovery fund – a closed-ended Channel Islands-registered vehicle for Sipp and Ssas investors, and one of the few avenues for retail investors seeking residential property exposure – Heaton said that prices would rise by about 11.5 per cent per year over the next three years, predicting that by the time the Olympics came round the average value of a property in central London would be £1.25m. It’s the sort of breathtaking forecast that normally leads to ridicule. But last week the latest Land Registry figures came out, detailing prices in the best parts of the capital. And what was the average price for all properties in “London Central” in the secod quarter of 2012? £1,302,292. Heaton wins the gold medal for property price forecasting.